FR-44 Insurance
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If you've been rejected for coverage before or need state-mandated certification of coverage, come to Bailey Insurance Agency. We cover drivers with valid licenses, restricted Virginia licenses and international licenses.
Bailey Insurance Agency has over 48 years of experience writing policies. We use multiple auto insurance companies to get you the best rate! We save our clients money and time.

In most cases, you'll be able to reinstate your driver's license the next day after we process your SR22 Filing.
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Financial Responsibility Certification for DUI and DWI Violations

At Bailey Insurance Agency, we won't refuse you coverage for a less than perfect record. Notify us if you have a drug or alcohol related driving offense. We can help you determine what kind of coverage you need for your circumstances.

The state of Virginia requires a special Financial Responsibility Certification form for drivers who have a DUI or DWI violation, the FR-44. Because you may now be considered a “high risk” driver, Virginia law requires higher liability coverage than the state minimum for your auto insurance.

FR-44 Insurance Coverage Requirements:

$40,000 property damage coverage
$50,000 bodily injury or death coverage
$100,000 bodily injury or death coverage for two or more persons

Failure to complete an FR-44 can result in the loss of your driver's license. We can help you determine what coverage and what certification is right for you, whether you need the SR-22, FR-44, or a non-owners FR-44 certification (if you don't own a car, but need to maintain your driver's license). We will make sure that the proper filing is submitted to the state.

You may need FR-44 insurance if you've been convicted of the following:

Driving under the influence of drugs or alcohol
Driving with a forfeited license from a previous conviction
Causing someone to be maimed while under the influence
Violation of any federal law, other state law or local ordinance related to the above

As long as you have a valid driver's license, we can get you insured.

Getting your free quote is easy!

If you've been rejected for insurance before, we can help! Let us shop around to get you the best deal on auto insurance so you can get back on the road.

When others say no, we say yes!

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